Saving Money on Young Drivers Car Insurance |
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Andres A. Golden
SubmitYOURArticle.com
April 7, 2010
http://goldenmillmarketing.com
Do you have a teenager that wants to drive off immediately after finally getting his driver's license? It is probably wise to get car insurance for him before he drives away with any car. However, if you have find out a bit about young drivers car insurance, you know that buying car insurance for a teenager can mean spending a lot of money sometimes. So adding young drivers car insurance to your policy can raise your rates significantly. In the case that your teenager is a boy, your rates could increase by a threefold. However, it is not impossible to save money on young driver's car insurance.
Find out if your insurance company offers discounts for young drivers. Many insurance companies offer discounts for students that have a "B" grade point average or better, also if they are on the Dean´s list. Your teenager could also be entitled to a discount if he has taken a driver's education course and passed. Consider weighing and comparing the cost of a driver's education course vis-à-vis what you can save on your teenager's car insurance maybe it might worth it. If your teenager goes to driver's education course, you will have to pay for the course but it could be worth it if the savings can outweigh the cost.
Before you buy a car, ask your insurance provider which automobiles offer the lowest rates for young drivers insurance. This knowledge could make your decision for a vehicle easier. Keep in mind that in general terms, if you save on your vehicle first, you could then allow more money to be used for additional coverage.
You could teach your teenager the value of money and responsibility by paying his young drivers car insurance on his own. Of course this is advisable if your teenager is doing well in school. Many students work part-time jobs after school or on the weekend and are able to pay for the extra insurance this way. This could put an ease on your wallet and teach your teenager to be responsible sooner.
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