Essential Auto Insurance Discounts For Young Drivers |
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Zack West
February 18, 2008
As far as age group is concern, drivers under 25 years old pays the highest car insurance rates compared to those drivers who are in their 30s. Why? Because this age group acquires the highest car crash rate among all ages.
Statistics said that 6,000 teens were killed on fatal car collision and 30% of teen car crash fatalities are alcohol related incidence. Most of young drivers may tell their parents that they already grown up and must acquire those privileges. In this circumstances, parents may gave their teens the responsibility or at least being a part of it. Let your teen pay for their car insurance or at least a part of their premium. By doing so, they may be responsible as they will drive more safely.
To avoid accident, don't let them drive at night were fatal car crashes among young drivers mostly occur especially with fellow teens unless there is a responsible adult passenger in the car.
Getting a lower rates for teen car insurance is relatively critical. However, there are sensible ways to get an affordable auto insurance and car insurance discounts for young drivers.
Educate your teen about the difference between driving on a high way and a race track. Every parents should encourage every young drivers to maintain a good driving record because every traffic violation will lower the chances of getting an auto insurance discounts. They must know how to follow traffic rules and observe speed limits as they drive to save a substantial amount on car insurance.
Having a good grades is also beneficial to acquire discounts for teen car insurance. Car insurance provider know the difference between excellent grades and having a responsible behavior while on the road. These young drivers are more likely responsible compared to those teens which has poor grades.
Being a part of their parent's vehicle insurance policy may relatively save a substantial amount of money on car insurance. But being a part of their auto insurance policy may give up some of their independence because the vehicle must be registered under their parent's name.
If you are planning to purchase a new car, avoid cars which are expensive to insure such as sports car, luxury cars, small cars and others because these cars generally gets high rates on premiums. It is appropriate to buy cars with high safety features because these types of car will gets cheaper rates and a lot of chances to an automobile insurance discounts.
Lastly, get multiple auto insurance quotes from various insurance provider and compare rates for each. This procedure is relatively the most effective and easiest way to save hundreds on car insurance for young drivers.
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