Auto Insurance - What The Online Insurance Quotes Don't Say About Your Automotive Insurance |
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Jay Leo
19 November 2009
What Saves Your Friend May Not Save You A couple years ago brought us the technology to be able to acquire free automotive insurance quotes online. Since this time, many companies have followed in the footsteps of the originators and offered this service to potential customers.
This has given a new way for insurance companies to promote their "affordable" auto insurance and give you a fast and easy way to find out what your insurance premium would be if you switched to their company.
Many of these car insurance web-sites will provide you with their quote and what their competitors quote would also be to try to show you how much more you can save by going with their company. Usually this will result in their own premium being lower than that of other companies, but when you use the service on the other sites, it will show each company has the lowest price to offer you.
It is not possible for every insurance company to be able to offer you the lowest price. Someone has to charge more. There is no possible way that all companies are the lowest. Many of these policy quotes that you receive instantly after submitting the form are based on a basic tabulation of what your premium would be if you were to be among the average. Of course your premium could be higher or lower depending on your driving record and other pertinent details.
They usually have their program set up for each category of drivers and it is only a basic guideline of what your premium could be. When you sign up and give all your details and they verify your driving history, your rate could change by quite a bit. Taking an online quote as the sacred number is never the right thing to do as more than not, it will change at least a little bit.
An insurance company basically will not give the details of areas and information of how they plan to target a particular group of drivers. This is one reason why it is so important to search around and receive numerous quotes before deciding on a policy. Normally by utilizing the comparison websites, you will receive at least one quote that is within the range that you are looking for.
This can help you to get the best rate possible for your personal needs. Keep in mind that what saves your friend money on their insurance won't necessarily do the same for you.
Your individual stats decide what you save not what a company has accomplished for someone you know.